Clear, transparent terms. Fair rates. No prepayment penalties.
We provide easy and affordable financing through our partner, Bread, so you can pay for your purchase over time.
Affordable Monthly Plans
Pay for your order over 6, 12, or 24 months at competitive interest rates*.
No Prepayment Penalties
Pay for your purchase with monthly payments and prepay at any time without penalty.
Quick and Easy Application
Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score.
How is Bread better than Credit Cards?
Bread has straightforward and easy-to-understand terms. Right upfront, you will know your monthly payments and how much you will pay in interest.
Credit cards are revolving products so if you carry the balance forward and continue to use the credit card, you won't know how much each item actually costs, how much you ultimately pay in interest or when you'll be finished paying for a particular purchase.
For some borrowers, the Annual Percentage Rate (APR) offered may be lower than with a credit card.
Check your rate in seconds without leaving our site
*Subject to approval of credit application. Rates range from 5.99% to 29.99% APR, resulting in, for example, 24 monthly payments of $46.14 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay™ plans are loans made by Comenity Capital Bank.